When is the time to start thinking about your dental malpractice insurance options?
Choosing dental malpractice insurance will be one of your most important decisions at the start of your dental career. The quality of malpractice insurance options in today’s market varies significantly and one of Medical Protective’s main goals is to educate future dentists on those options. Here is a quick timeline that outlines when you will need to think about obtaining your malpractice coverage.
Malpractice Insurance Timeline:
- Now: School Coverage. Your school typically provides coverage to you for any patient interactions in any school-sponsored capacity.
- 4th Year: Board Coverage. You are required to obtain malpractice insurance coverage for your board exams. Some dental boards have pre-arranged malpractice coverage for their exam, but you don’t have to take what’s given to you. Before you choose to you accept coverage from a dental board—with a carrier that does not specialize in malpractice insurance—you may want to consider an upgrade with a no-cost Medical Protective policy. Apply here for board coverage.
- After Graduation: Practice/Moonlighting Coverage. Whether you go into practice or decide to moonlight during your residency program, you will need to obtain your own dental malpractice insurance policy.
For more info
We are committed to keeping you informed about what you need to know about malpractice insurance throughout your education. If you haven’t already seen us at a vendor fair, “lunch and learn,” or ASDA meeting, please contact Mary Taylor to find out where we will be next!
