When to buy?
When should you start thinking about dental malpractice insurance options?Choosing dental malpractice insurance will be one of your most important decisions at the start of your dental career. Your choice of company and coverage will have long-lasting effects on your career. So, we encourage you to make a thoughtful and informed decision. Medical Protective makes the process easy. Below, we have provided a quick timeline that indicates when you will need to think about obtaining coverage.
Malpractice Insurance Timeline:
Now: School Coverage. Your school typically provides coverage for patient interactions in any school-sponsored capacity.
3rd or 4th Year: Externship Coverage. Some dental students choose an externship outside of their own school and may be required to secure their own malpractice insurance. Medical Protective offers a policy specifically for this situation. Please email firstname.lastname@example.org or call 800-4MEDPRO x3536 for more information.
4th Year: Board Coverage. You are required to obtain malpractice insurance coverage for your board exams. Some dental boards have pre-arranged coverage for their exam. However, before you choose to accept such coverage (with a carrier that may not specialize in malpractice insurance), you should consider an upgrade to a no-cost Medical Protective policy. Apply here for board coverage.
- After Graduation: Practice/Moonlighting Coverage. Whether you enter practice or decide to moonlight during your residency program, you will need to obtain your own dental malpractice insurance policy.